What if a new loan isn’t the best mortgage option for a customer? There are mortgage strategies that most agents and even lenders won’t talk about.
Not because it doesn’t work, but because it doesn’t provide benefits in the same way. This is called an underwritten mortgage, and it has the potential to completely change the way buyers purchase homes in today’s market.
In this episode of Real Estate Insiders Unfiltered, Ryan Thomson, also known as “The Assumable Guy,” explains how this strategy works and why it’s making a comeback now.
These loans have been around for decades, but most agents, lenders, and buyers have completely forgotten about them.
Thomson explains how a buyer can take over a seller’s low-interest mortgage and potentially save hundreds or even thousands of dollars a month, and why this strategy is even more powerful in today’s high-interest environment.
If you want to stand out, create real value, and get deals that most agents are missing out on, this episode is a must-listen.
highlights
In this episode we dive into:
What an assumable mortgage actually is Why FHA and VA loans can be transferred to buyers How buyers can lock in 2-3% interest rates How to find assumable deals in the market Why this niche market is creating huge lead opportunities
Thomson also shares how he built his business around this strategy, generating over 100 leads a week and closing millions of deals from a niche that most agents ignore. Because in real estate, the biggest opportunities are usually hidden in plain sight.
Connect with Ryan Thomson on LinkedIn. Learn more about The Assumable Guy on Instagram, TikTok, Facebook, and online at assumableguy.com.
Real Estate Insiders Unfiltered is currently available exclusively on Inman. Enjoy agent and team-focused content every Monday and leadership interviews every Wednesday. Listen on Apple or Spotify.
James Dwiggins is co-CEO of NextHome, Inc. and co-host of Real Estate Insiders Unfiltered.
Keith Robinson is co-CEO of NextHome, Inc. and co-host of Real Estate Insiders Unfiltered.
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