Rocket offers up to $20,000 in lender-paid credits and fee discounts when customers buy, sell or finance with Redfin and Rocket Mortgage.
In keeping with its promise to improve housing affordability, Rocket is offering buyers and sellers five-digit savings through lender payment credits through Rocket Mortgage and fee discounts through Redfin. Rocket Mortgage’s existing customers can save up to $20,000, while new customers can save up to $12,000.
Participate in the INMAN Intel Index Survey
Savings are divided into three tiers.
Purchase and Finance (new customers): 0.75% of the loan amount up to $6,000 Purchase, Sale and Finance (new customers): 0.75% of the loan amount up to $12,000 Purchase, Sale and Finance (existing customers): 1.50% of the loan amount up to $20,000
Heather Lovia
Heather Lovier, chief operating officer of Rocket Companies, said in a written statement: “Customers can now experience that promise in a significant way: more money in their pockets and an easier homebuying journey from start to finish.”
The new offer comes alongside Rocket Preferred Pricing, which launched in June 2025.
This program provides homebuyers who take out a conventional FHA or VA mortgage from Rocket with a one-time interest buydown of 1% or up to $6,000 in lender credit during the first year of the loan. Available to buyers represented by a Redfin Real Estate Agent, Redfin Partner Agent, or Rocket Homes Partner Agent, and offered on listings represented by a Redfin Agent.
In February, the company expanded Rocket Preferred Pricing to buyers affiliated with agents from @properties, Better Homes and Gardens Real Estate, CENTURY 21, Christie’s International Real Estate, Coldwell Banker, Compass, Corcoran, ERA, or Sotheby’s International Realty as part of a three-year partnership with Compass International Holdings.
Rocket has spent much of the past year making housing more affordable, aiming to reduce transaction costs for mid-priced homes from $40,000 to $20,000 by reducing brokerage fees, mortgage sales profits and title premiums.
varun krishna
“The demand is there, but what we’re seeing every day in the approval pipeline is that the only thing buyers really lack is access to quality inventory,” Rocket CEO Varun Krishna said on the company’s fourth-quarter earnings call. “Here’s a fact: About half of the homes for sale in this country have been on the market for more than 60 days. That’s about three times as many as five years ago.”
“So there is some supply, but it’s not effectively matching demand and it’s not as much as it should be,” he added. “This is really about structurally improving the buyer-seller connection, improving inventory, creating more efficient lead flow in our business model, and driving more seamless mortgage integration.”
Email Marian McPherson
