If you’ve dreamed of fleeing to the forests of Gatlinburg, Tennessee, or have had a cozy place to relax in Lake Tahoe, California, you could have filmed yourself in the cabin, but what makes your home a cabin?
In recent years, the term “cabin” has been used loosely to describe everything from rustic, grid off-grid shelters to modern, luxurious escapes. But by definition, it means a small wooden house in a remote or natural environment.
Let’s take a closer look at what a cabin is, the different styles you can find, the pros and cons of owning it, and what to expect if you’re thinking about buying or building.
In this article:
What is a cabin?
Cabin type
Pros and Cons of the Cabin
Construction and purchasing a cabin
Cabin vs. House
FAQ
What exactly is a cabin?
Cabins are rustic style homes that are usually hidden in country or wooded areas. When most people think of traditional cabins, they imagine log walls and stone fireplaces, but the cabins can also be made of brick, wood, or other natural materials.
Many use cabins as vacation homes and weekend retreats, while others live all year round. It is especially popular with outdoor lovers, such as hiking, fishing, or simply enjoying the slower pace of life.
Different types of cabins
Not all cabins look the same. Here are some of the most common styles you come across:
Full scribe cabin: Built from large logs, firmly stacked to form a powerful, seamless wall. Post and beam cabins: Use vertical logs to support other logs laying in opposite directions. Cinclog Cabin: Easy to recognize by plaster or mortar filling between each log. This plaster fills all gaps and seals the logs completely. A-Frame Cabin: With a steep A-shaped roof, this style is perfect for washing snow, rain, or other debris. Modular Cabin: Includes elements made from prefabricated kits that can be transported and assembled almost anywhere. Hybrid Cabin: A mix of various designs and materials that will make your home unique and unique.
What are the advantages and disadvantages of a cabin?
Like any home, the cabin comes with certain advantages and disadvantages that are worth considering before deciding to proceed with your cabin investment. Here are some pros and cons to consider.
The advantages of the cabin
Second source of income: If you already have a major residence elsewhere, the cabin can provide a stable income when you are not using it. Breathing Room: The cabin usually comes with a spacious lot, which adds privacy and outdoor space from other guests. Simple Living: Living in a cabin tends to feel more peaceful and rushed. This is perfect if you are craving a slower lifestyle.
Cons of the cabin
Less modern amenities: Some cabins, especially older cabins, may not have the latest upgrades or features. Older cabins may come with floor plans that don’t work that well in everyday life. Maintenance and repair: Natural materials and remote locations mean high maintenance costs. Older cabins may also be equipped with aging HVAC and plumbing systems that are expensive to fix if work is stopped. Distance from town: This is attractive to some people, but being far from shops or hospitals or lack of cell service can be inconvenient in emergencies. You may be asked to walk miles to find someone else who can help you. Insurance Options: Many home insurance providers don’t cover cabins that protect their insurance vigorously. It is important to do your research and find a provider that will provide the insurance you need.
Buildings and Cabins Purchase
When it comes to owning a home, one of the first decisions you will face is whether you buy or build a home, or whether the same dilemma exists in the cabin.
Costs for building a cabin
Building a cabin from scratch gives you complete control over the design, but prices vary. Most small to medium sized cabins cost between $62,500 and $87,500. Materials such as wood and stone can change prices, so it’s wise to look to the market before starting construction.
Costs to buy a cabin
Buying a cabin is often an easier route. Depending on the size, location and functionality, the cabin can usually cost between $25,000 and $225,000. Modern cabins with upgraded finishes usually cost more than they do, but if you plan to use the property as an investment to give you the opportunity to spend time and earn money, they can also generate higher rental income.
Cabin vs. House: What’s the difference?
Both the cabins and standard houses offer shelters, but offer very different lifestyles.
Materials: Traditional homes often use vinyl or other manufactured siding, and the cabins are leaning towards raw wood and stone. Location: Houses are usually built near cities and suburbs, but cabins are often hidden in quiet, natural areas. Lifestyle: The cabin creates a sense of retreat and simplicity, but the home is usually designed for everyday convenience.
Buying a Cabin: Is that a smart purchase?
A cabin is more than just a home. It’s a place to relax, reconnect with nature and create lasting memories. For some it’s a peaceful full-time home, but for others it’s even a relaxing vacation or an income-generating rental.
If your cabin lifestyle is calling your name, take the time to explore options and weigh the pros and cons. With the right choice, your dream of a comfortable cabin living room will become a reality.
FAQ: What is a cabin?
1. Can I live in a cabin all year round?
yes. Many people live in cabins full time. Make sure your cabin has reliable heating, insulation and utilities.
2. Does the cabin retain its value?
The cabin can be appreciated, especially if you are in a desirable holiday area. Values depend heavily on location and maintenance.
3. Is the cabin suitable for rental income?
absolutely. Cabins near tourist attractions and outdoor attractions are often rented, especially during peak travel seasons.
4. Is it cheaper to buy or build a cabin?
While purchases are usually paid in advance, the building offers the opportunity to design the layout of your dreams.
5. Does the lender offer a cabin mortgage?
Yes, however, some mortgage lenders view the cabin as a specialized property. You may need to work with lenders who are well versed in funding rural and holiday homes.
